CHANDRASEKHAR BALASUBRAMANIAN. Factors that act as enablers or roadblocks to savings by the poor a study based in South India. International Journal of Management and Development Studies , [S. l.], v. 4, n. 2, p. 198–210, 2015. DOI: 10.53983/ijmds.v4i2.143. Disponível em: https://old.ijmds.in/index.php/ijmds/article/view/143. Acesso em: 5 apr. 2026.