SHRUTI JHA. Usage of ATM for banking in urban and rural areas - a study with reference to UT of Dadra and Nagar Haveli. International Journal of Management and Development Studies , [S. l.], v. 8, n. 1, p. 34–39, 2019. DOI: 10.53983/ijmds.v8i1.362. Disponível em: https://old.ijmds.in/index.php/ijmds/article/view/362. Acesso em: 5 apr. 2026.