TAMANG, A.; PANDIAN, B. M.; RAVI, S. V. Micro-Entrepreneurs’ Demographic Profile and UPI Adoption: An Empirical Study Awareness and Usage of Unified Payment Interface (UPI) in Sikkim. International Journal of Management and Development Studies , [S. l.], v. 14, n. 11, p. 54–63, 2025. DOI: 10.53983/ijmds.v14n11.006. Disponível em: https://old.ijmds.in/index.php/ijmds/article/view/972. Acesso em: 24 may. 2026.